The Pros of Buying a Home in Forest Lake, MN

More Home for Your Money in Forest Lake, MN

One of the biggest reasons people consider buying a home in Forest Lake, MN is affordability. Homes here tend to be larger, more affordable, and often come with bigger lots than you’d find in White Bear Lake. If you’ve been feeling like you’re compromising too much on size or price, Forest Lake, MN homes are worth considering.

Lakeshore Homes in Forest Lake, MN at a Better Price

It’s one of the best places to buy a lakeshore home in Forest Lake, MN without spending millions. While waterfront homes in White Bear Lake often come with a luxury price tag, Forest Lake, MN offers a mix of rustic cabins, modern lake homes, and high-end properties—giving buyers more options. Whether you’re looking for a cozy getaway with a dock or a luxury home with panoramic water views, you’ll find it here.

Outdoor Lifestyle & Community Feel in Forest Lake, MN

Beyond the homes themselves, Forest Lake offers a lifestyle that balances convenience and the outdoors.

• Top-rated schools – The Forest Lake Area School District has strong academic programs and newer facilities, making it a great choice for families.

• Rustic charm – If you love that “up north” feel but don’t want to drive hours away, Forest Lake, MN is a perfect middle ground. Tall trees, winding roads, and peaceful surroundings define the area.

• Everyday convenience – Unlike some rural areas, Forest Lake, MN has big-box stores like Target, Walmart, and Home Depot, so you don’t have to drive into the cities for daily errands.

• Four-season recreation – If you love the outdoors, you’ll never run out of things to do. Boating, fishing, hiking, and snowmobiling are all popular here, making Forest Lake ideal for buyers who want year-round adventure.

As a Forest Lake real estate expert, I’ve helped buyers find homes that fit their lifestyle—whether that means a family-friendly neighborhood, a lakefront property, or a secluded retreat surrounded by nature.

The Cons of Buying a Home in Forest Lake, MN

While buying a home in Forest Lake, MN has many advantages, it’s not for everyone. Here are a few things to consider before making your move.

Longer Commutes to the Twin Cities When Buying a Home in Forest Lake, MN

The biggest drawback for many buyers is the commute. While Forest Lake, MN is only about 30 miles from downtown St. Paul, I-35 can be unpredictable, especially during rush hour. If you work in the Twin Cities, be prepared for longer drive times compared to White Bear Lake or other closer suburbs.

Lakeshore Maintenance & Seasonal Upkeep for Forest Lake, MN Homes

If you’re buying a lakeshore home in Forest Lake, MN, you’ll need to factor in seasonal maintenance:

• Dock removal and shoreline upkeep – If you have a dock, you’ll need to remove and store it before winter.

• Winter preparation – Snow removal, heating system checks, and insulation are all important for lakefront properties.

• Septic and well systems – Some properties outside city limits have private septic systems, which require regular maintenance.
  
  

If you’re used to city or suburban life, these extra responsibilities might take some adjustment. But for many buyers, the benefits of lakeside living far outweigh the extra work.

Less Walkability in Some Forest Lake, MN Neighborhoods

While downtown Forest Lake has restaurants, shops, and parks within walking distance, many neighborhoods are more spread out. If you prefer a walkable, urban feel, White Bear Lake or other nearby suburbs might be a better fit.